Cover we arrange
Every policy explained before you pay for it.
Below is what the shop handles day to day. Premiums depend on the vehicle, age, sum insured and city, so nothing here is priced upfront — send the details and you get a written comparison across insurers, plus the exclusions that matter for your case.
Car & Commercial Vehicle
कार और कमर्शियल गाड़ी
Comprehensive and third-party cover for private cars, taxis, tempos and pick-ups, with the add-ons that actually pay off in Vasai monsoon conditions.
What we set up for you
- Own-damage and third-party liability
- Zero depreciation, engine protect, roadside assistance
- No-claim-bonus transfer when you switch insurer
- Expired policy revival and fresh inspection support
Renewal in under 15 minutes on WhatsApp — send a photo of the old policy.
Two-Wheeler
बाइक और स्कूटर
Bike and scooter cover from single-year third-party to five-year bundled policies, priced across insurers before you pay.
What we set up for you
- 1, 3 and 5 year policy options
- Pillion rider and personal accident cover
- Long-lapsed policy restart
- Instant soft copy on WhatsApp
Popular with delivery riders — cover issued same day.
Health & Mediclaim
हेल्थ / मेडिक्लेम
Individual, family floater and senior-citizen health plans matched to the hospitals your family would actually go to in Vasai-Virar and Mumbai.
What we set up for you
- Family floater and individual mediclaim
- Senior citizen and pre-existing condition guidance
- Top-up and super top-up for higher sums insured
- Cashless network check before you buy
We sit with you on the room-rent and co-pay clauses before you sign.
Life & Term Plans
लाइफ और टर्म प्लान
Term cover sized against your loan, income and children rather than a round number, plus endowment and pension options if you want savings with it.
What we set up for you
- Pure term cover with critical illness riders
- Home-loan and business-loan protection
- Child education and marriage planning
- Pension and retirement income plans
Nominee paperwork explained in Marathi, Hindi or English.
Shop & Business
दुकान और व्यापार
Shopkeeper package, fire, burglary and stock cover for the shops, godowns and small units around Evershine City and the Vasai East industrial belt.
What we set up for you
- Fire, flood and burglary for stock and fittings
- Plate glass, signage and electronic equipment
- Public liability and money-in-transit
- Workmen compensation for staff
Stock declarations reviewed every year so you are never under-insured.
Home & Contents
घर और सामान
Flat and building cover for structure, contents and valuables — including the water-damage claims that follow a heavy Vasai monsoon.
What we set up for you
- Structure and interior cover for flats and row houses
- Contents, appliances and jewellery
- Society and building-level policies
- Tenant liability cover
Society secretaries: we handle multi-flat building policies too.
Travel & Student
ट्रैवल और स्टूडेंट
Single-trip, multi-trip and student cover issued the same day for visa filing, with the medical limits embassies ask for.
What we set up for you
- Schengen and visa-compliant medical limits
- Baggage loss and trip cancellation
- Student cover for study abroad
- Senior citizen travel plans
Certificate emailed within the hour for urgent visa appointments.
Claim & Renewal Desk
क्लेम और रिन्युअल
The part most people need help with: intimating a claim, chasing the surveyor, collecting documents and following the file until the money lands.
What we set up for you
- Claim intimation and surveyor follow-up
- Cashless approval coordination at hospitals
- Document collection from your home or shop
- Renewal reminders before the policy lapses
Open 24 hours — call at 2am after an accident and someone picks up.
Bring last year's policy. We will tell you what it misses.
Policy reviews are free, including for cover you bought online or from another agent. Walk in at Evershine City Road, or send photos of the documents and get the summary back the same day.